Kiritsis & Associates
By: John Kiritsis, Esq., CPA, MBA, MS, JD, LL.M
A title abstract is generally a quick summary of the transactions involving a property, which may be indicative of a title’s quality. It is usually prepared by a title examiner making notes after an examination of the land records. A title abstract should not be confused with a title opinion. A title abstract is merely a summary of the public record documents of the property; however, a title opinion gives the professional judgement regarding the chain of title and the vesting of the title. The practical application of a title abstract, is that it provides the parties (and their lawyers) a snapshot upon which to make a quick assessment on whether there are potential title issues. Title abstracts are usually prepared by 3rd party title companies (in some jurisdictions – like in Iowa, the title abstracts maybe prepared by a government agency. A title abstract may contain a certification by the abstractor, regarding the completeness and accurateness of thee historical property data concern. It is often referenced in acceleration clauses of many real estate loan documents.
Law Offices of Kiritsis & Associates
Phone # 212 922 0005
Manhattan Office (Main Office):
633 Third Avenue
New York, NY 10017
Brooklyn Office (By Appointment Only):
1023 74th Street
Brooklyn, NY 11228
New Jersey Office:
7309 Ventnor Avenue
Ventnor, NJ 08406
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