Kiritsis & Associates
Kiritsis & Associates
Kiritsis Law Group 212 922 0005
By: John Kiritsis, Esq., CPA, MBA, MS, JD, LL.M
Generally, a re-issue rate would refer to a title insurance’s discounted rate, when the title was previously insured with an owner’s title insurance policy issued, within the last ten years. The re-issue rate discount, is brought about by a combination of many factors, including: federal laws, state statutes, and market forces. Basically, the re-issue rate is a homebuyer’s discount on the cost of an owner’s title insurance policy. Qualifying criteria for the re-issue rate include: ownership of property by the seller for less than 10 years, as well as, purchase of owner’s title insurance policy within a 10 year period. If qualified, a buyer can achieve a substantial reissue rate discount, that could be around 10 % in some jurisdictions. Generally, it is not necessary to use the same title insurance underwriter that issued the previous policy to the seller. The re-issue rate in a certain area, could frequently hinge on how often properties are sold in that area (turn over rate) and how common is the usage of owner title insurance policies.
Law Offices of Kiritsis & Associates
Phone # 212 922 0005
Manhattan Office (Main Office):
633 Third Avenue
New York, NY 10017
Brooklyn Office (By Appointment Only):
1023 74th Street
Brooklyn, NY 11228
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Ventnor, NJ 08406
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